A PPF Calculator is a tool that helps you estimate the maturity amount and interest earned from investments in a Public Provident Fund (PPF) account over a 15-year period.
What is PPF?
The Public Provident Fund is a long-term, government-backed savings scheme in India that offers tax-free returns and annual interest, ideal for safe retirement planning.
How the Calculator Works:
You enter:
Yearly investment amount (min ₹500, max ₹1.5 lakh)
Current interest rate (set quarterly by the government)
Investment duration (typically 15 years)
It calculates:
Total contributions
Total interest earned
Maturity amount
Benefits:
Helps plan yearly contributions for maximum return.
Useful for long-term tax-saving and retirement goals.
Shows the power of compounding over time.