PPF Calculator

A PPF Calculator is a tool that helps you estimate the maturity amount and interest earned from investments in a Public Provident Fund (PPF) account over a 15-year period.

What is PPF?

The Public Provident Fund is a long-term, government-backed savings scheme in India that offers tax-free returns and annual interest, ideal for safe retirement planning.

How the Calculator Works:

You enter:

  • Yearly investment amount (min ₹500, max ₹1.5 lakh)

  • Current interest rate (set quarterly by the government)

  • Investment duration (typically 15 years)

It calculates:

  • Total contributions

  • Total interest earned

  • Maturity amount

Benefits:

  • Helps plan yearly contributions for maximum return.

  • Useful for long-term tax-saving and retirement goals.

  • Shows the power of compounding over time.