SWP Calculator

An SWP Calculator is a financial tool that helps you estimate the monthly or periodic withdrawals and the remaining balance from your mutual fund investment over time under a Systematic Withdrawal Plan (SWP).

What is SWP?

SWP allows investors to withdraw a fixed amount regularly (monthly, quarterly, etc.) from their mutual fund while the remaining investment continues to grow.

How It Works:

You input:

  • Total investment amount

  • Monthly withdrawal amount

  • Expected annual return rate

  • Withdrawal duration

The calculator shows:

  • Balance after each withdrawal

  • Interest earned

  • Final remaining amount or when funds will be exhausted

Benefits:

  • Helps in retirement planning or creating a regular income stream.

  • Useful for managing cash flow needs without redeeming the entire investment.

  • Visualizes the impact of market returns on your withdrawals.